The Problem
Multi-carrier quoting is your biggest hidden cost center
The math is straightforward. If your team quotes 15 submissions per day across 5 carriers each, and each portal takes 20 minutes, that is 25 hours of daily CSR labor — over 3 full-time employees — spent exclusively on data entry. Not selling. Not advising clients. Not handling renewals. Typing the same VIN into 5 different websites. And every keystroke is an error opportunity. A transposed digit on a VIN means a wrong vehicle rating. A wrong effective date means a coverage gap. These errors do not surface immediately — they compound silently until a claim or an audit reveals them.
How It Works
One submission, every carrier, bindable quotes
The platform takes a single source of submission data — from your AMS, an ACORD form, a dec page, or a simple intake form — and maps it to each carrier in your panel. AI-driven browser automation logs into each carrier portal using your agency credentials, navigates the quoting application, fills every field including carrier-specific underwriting questions, and returns bindable quotes. Your agents see quotes from multiple carriers without touching a single portal. When they decide to bind, the platform handles that too — through the same carrier portal the submission was quoted in.
AMS Sync
Quotes and policy data flow back to your AMS automatically
Every quote, bind, and policy action generates data that belongs in your AMS. The platform writes quoted premiums, carrier reference numbers, quote PDFs, and bind confirmations directly into the corresponding customer and policy records in your AMS. No manual update. No reconciliation spreadsheet. Your AMS stays current because it is updated by the same system that generates the quotes.
Carrier Coverage
Works with any carrier that has a portal — not just the ones with APIs
Unlike API-dependent platforms that only cover the small subset of carriers offering full quoting APIs, this platform works with any carrier portal. Progressive, Travelers, Liberty Mutual, Hartford, Safeco, Chubb, Berkshire Hathaway, Great West Casualty, Northland — if your agents can quote in the portal, the platform can automate it. Adding a new carrier means building new mapping rules against the canonical data model, not rebuilding the integration from scratch.
What This Replaces
Stop paying for solutions that only solve half the problem
Comparative raters give you indicative rates but cannot bind. Offshore teams are cheaper per hour but scale linearly and introduce quality issues. RPA bots break when portals update. API integrations leave gaps for portal-only carriers. This platform replaces all four half-solutions with one system that handles the full workflow: intake, multi-carrier quoting, quote comparison, bind, and AMS sync. One subscription replaces the labor cost of 2 to 3 CSRs doing data entry — while increasing quoting speed and eliminating rekeying errors.
Implementation
Each workflow is live in 48 hours — not 6 months
Implementation starts with your highest-volume quoting lane and your top carriers. We build the canonical mapping, set up portal automation for each carrier, configure AMS sync, and launch with monitoring — typically within 48 hours per workflow. There is no 6-month integration project. No phased rollout that takes a quarter. You see automated quotes from real carrier portals within days of starting.
