NativeBase.AI
NativeBase vs. Rating Engines

Any Carrier Portal. No API Required.

Traditional rating engines only work with carriers that provide API access—and cost a fortune to integrate. NativeBase automates the actual browser workflow, so it works with ANY carrier portal, deploys in days, and costs a fraction of a rating engine.

Your agents never rekey data again—whether the carrier has an API or not.

See NativeBase vs. Rating Engines

Time-Saved Calculator

NativeBase saves you

507 hours/year

Hours saved vs. manual entry—with ANY carrier, not just API-connected ones.

How NativeBase Works

No APIs. No integrations. Just automation.

NativeBase skips the API layer entirely. AI navigates carrier portals the same way a human agent would—but faster, more accurately, and with any carrier.

1

No API Integration Needed

Zero Setup

Unlike rating engines that require months of API integration per carrier, NativeBase works out of the box. No carrier APIs, no custom development.

2

Works with Any Carrier Portal

Universal

Progressive, Travelers, Hartford, Liberty Mutual, regional carriers, specialty markets—if it has a web portal, NativeBase automates it.

3

AI Navigates Like a Human Agent

2–3 Min

AI opens the carrier portal, navigates forms, fills every field, and handles page transitions—the same workflow a human would perform, but without errors.

4

Bindable Quote in Minutes

Done

A real, bindable quote from the carrier portal—not an estimate, not a range. The same quote your agent would get manually, in a fraction of the time.

From data to bindable quote: under 5 minutes with any carrier—no API access required

The Core Difference

Rating Engines vs. NativeBase Automation

Rating engines depend on carrier APIs. NativeBase automates the browser. The difference affects every part of your agency.

Traditional Rating Engine

API-Dependent. Limited Carriers. Expensive.

  • Only works with carriers that provide API access (a shrinking list)
  • $50,000–150,000+ setup costs with multi-month implementation
  • Ongoing maintenance fees when carriers change their APIs
  • Returns estimated rates—not always bindable quotes
  • New carrier? Another API integration project
  • Your agents still rekey data for non-API carriers

NativeBase Automation

Any Portal. Fast Setup. Real Quotes.

  • Works with ANY carrier portal—no API access required
  • Each workflow automated in 48 hours, starting at $2,499/mo
  • We proactively make updates where AI can't adapt—your automation keeps running
  • Returns real, bindable quotes directly from carrier portals
  • New carrier? We kick off coverage instantly; full integration follows (not same-day)
  • Your agents never rekey data into any carrier portal again

Head-to-Head

Traditional Rating Engine vs. NativeBase

Feature
Rating Engine
NativeBase
Carrier coverage
API carriers only (limited)
Any carrier with a portal
Setup time
3–6 months
Each workflow in 48 hours
Setup cost
$50K–150K+
Starting at $2,499/mo
Ongoing maintenance
API changes break it
We proactively update when AI can't adapt
Quote accuracy
Estimated rates
Bindable portal quotes
Adding new carriers
New API project each time
Kick off instantly; full integration not same-day

NativeBase works with every carrier portal—no APIs, no six-figure integration, no months of waiting. Your agents never rekey data again.

FAQ

NativeBase vs. Rating Engines — Questions

NativeBase automates the browser-based workflow—the same way a human agent navigates carrier portals. AI opens the portal, logs in, fills forms, navigates pages, and retrieves quotes. Since it uses the carrier's own web interface, there's no API to integrate. If a carrier has a web portal, NativeBase works with it.
Real, bindable quotes. NativeBase completes the actual carrier portal workflow—the same one your agent would complete manually. The quote that comes back is the same quote your agent would see on-screen, ready to bind. Rating engines often return estimated rates that may change at bind time.
Rating engines are limited to carriers with active API partnerships—typically 15–30 carriers. NativeBase works with any carrier that has a web portal, which is effectively every carrier. Regional carriers, specialty markets, and niche carriers that never offer API access all work with NativeBase. See our multi-carrier automation page for details.
When carriers update their portal UI, we proactively work to make updates where AI can't adapt automatically—so your automation keeps running. With rating engines, an API change breaks your integration until the vendor patches it. NativeBase keeps portal changes from causing downtime.
Yes. Many agencies use NativeBase to cover carriers their rating engine doesn't support. Use your rating engine for its API-connected carriers, and NativeBase for everything else—regional carriers, specialty markets, and any portal the rating engine can't reach. Together, you cover every carrier without manual data entry. See our ROI calculator to quantify the savings.
NativeBase integrates within your existing agency management system—AMS360, Applied Epic, or others—without disrupting your agents' workflow. Data flows from your system into carrier portals, and quotes flow back. No rip-and-replace, no new system to learn. See our ACORD-to-portal and quote-to-bind pages for workflow details.
Any Carrier. No APIs.

Ready to automate every carrier portal—not just API-connected ones?

See how NativeBase delivers bindable quotes from any carrier portal in under 5 minutes, with zero API integration and zero rekeying.

See NativeBase in Action

Starting at $2,499/mo · Each workflow automated in 48 hours · Cancel anytime