AI-driven ACORD 126 completion: paste a USDOT, an MC docket, or the carrier's name and the General Liability Section arrives with insured identity, class description, description of operations, and an FMCSA carrier snapshot already written — every field's source on display, every underwriting decision left honestly to you. Holding a dec page or last year's ACORD instead? Drop it in — while those lanes are being automated, we run each one by hand and email the started 126 back.
The 126's identity and narrative fields are public record — this queries the federal stack live and writes each value where the form wants it.
A USDOT goes straight in. An MC/FF/MX docket resolves to its USDOT through the federal licensing file. A business name searches the carrier index — pick the match and go. Then FMCSA Census, Licensing & Insurance, and Motus are queried live in parallel: the same public records a diligent CSR would open in four tabs and retype.
Insured identity lands verbatim; the description of operations and the carrier snapshot in the remarks are composed from the FMCSA facts so they read like an underwriter wrote them — with every field’s source labeled.
GL limits and exposure amounts are underwriting decisions — they stay yours, clearly marked as agent-input. The ISO class code is seeded from the carrier’s operation and flagged to verify with the insured. The PDF keeps its form fields, so you finish it in Acrobat or Preview.
What's actually on the 126? Read the ACORD 126 form guide. Want the whole submission packet from the same DOT? ACORD autofill from a DOT number fills the 125 and vehicle schedule too. And the engineering behind both lives at ACORD integration services.
It means the Commercial General Liability Section starts filled instead of blank: give the tool a USDOT, an MC docket, or the carrier’s name, and it pulls the carrier’s public FMCSA record (Census, Licensing & Insurance, Motus), fills the identity and classification-description fields verbatim, and uses AI to compose the description of operations and the remarks snapshot from those facts. Every field shows its source, and everything that is genuinely an underwriting decision is left marked agent-input rather than guessed.
Yes. Type the MC (or FF/MX) docket and it is resolved to the carrier’s USDOT through the federal licensing file before the form composes — the fill is identical from there. If you have neither number, type the carrier’s name instead: the tool searches the federal carrier index and lets you pick the match.
The instant lanes all draw on the federal motor-carrier record, so a restaurant, contractor, or retail account won’t be found there. That is exactly what the “start from what you have” lanes are for: drop the expiring dec page, last year’s ACORD 125/126, or the company website into the tool. While those lanes are being automated, we run each submission by hand and email the started 126 back — usually within a business day. Every upload also tells us which lane to automate first.
The header (date, agency customer ID keyed to the DOT), named insured with DBA, the schedule-of-hazards row — classification description from the carrier’s derived NAICS code, the ISO Truckers class code and its payroll premium basis — the description of operations, the hazardous-material question answered from the carrier’s FMCSA HM flag, and a carrier snapshot in the remarks — fleet size, safety rating, current BI/PD filing. That is the retyping half of the form; the judgment half stays editable.
Limits (each occurrence, general aggregate, products/completed ops), deductibles, occurrence vs. claims-made, and exposure amounts (payroll, gross sales). Those are quoting decisions between you and the carrier — filling them with guesses would make the form worse, not better. They render as AGENT FILL in the coverage summary so the remaining work is visible. The ISO class code is the one exception: for a motor carrier it is deterministic (the Truckers class), so it is seeded and flagged to verify rather than left blank.
The 126 travels with the ACORD 125 whenever the account has premises or operations liability exposure beyond the trucks — a shop, a warehouse, a yard open to visitors. Package submissions with a motor carrier core plus GL are routine, and the GL section is usually the one nobody has data handy for. Starting it from the same DOT record as the 125 removes the retyping.
Yes. The PDF is filled without flattening, so every form field stays live — open it in Acrobat, Preview, or a browser and keep typing. The coverage summary you see before downloading is an honest per-field accounting of what was filled, what needs you, and what the public record simply does not contain.
Yes — this tool is a public slice of the ACORD pipeline we build for agencies: extraction, generation, and per-carrier mapping, wired into your AMS. See ACORD integration services, or read the ACORD 126 form guide for what is on the form itself.
This fills the GL section on demand. We wire the same pipeline into agencies' own stacks — every ACORD in the set pre-filled from your AMS, mapped into every carrier portal, before the producer opens the file.
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