- Daily policy downloads from carriers — declarations, endorsements, cancellations, reinstatements — delivered as AL3 batch files to your IVANS mailbox.
- Commission statements in machine-readable form, which makes automated commission reconciliation actually possible.
- Direct-bill and (carrier-permitting) claims activity, so your AMS or data warehouse reflects what the carrier already knows.
- eDocs & Messages for declarations and policy documents alongside the structured data.
- A single connection pattern that scales: once your AL3 pipeline is solid, adding the next carrier is configuration, not a new project.
What IVANS actually is — and isn’t.
Most teams come to us thinking IVANS is an API. It’s closer to an industry mailbox: carriers drop batch files, your side picks them up and makes sense of them. Knowing what flows through it — and what never will — is the difference between a two-week build and a dead end.
- AL3 is a fixed-format, group-based standard with real per-carrier variance — two carriers can encode the same endorsement differently, and your parser has to absorb that.
- It is batch, not real-time. Downloads land on carrier schedules; if you need live quoting or status, that’s carrier APIs or portal automation, not IVANS.
- Mailbox setup and carrier authorizations take calendar time — each carrier connection needs to be requested and approved, and not every carrier sends every transaction type.
- Coverage is uneven: policy download is broad, claims download is much rarer, and some carriers send documents but thin structured data.
- Silent failure is the default — a carrier quietly stops sending and nothing errors. Without monitoring, you find out at renewal time.
Shipped before, shipped again.
These are the engagements we run most often on this platform. If yours isn’t here, bring it to the scoping call — if we can’t build it, we’ll say so on the call.
AL3 → clean JSON parsing layer
A parser that turns raw AL3 group records into a normalized, documented JSON model — policies, transactions, coverages, premiums — with per-carrier quirk handling isolated so one carrier’s weirdness never breaks another’s feed.
Download ingestion pipelines
Scheduled pickup from your IVANS mailbox into wherever the data needs to live: your AMS, your CRM, a Postgres warehouse, or all three. Idempotent, replayable, and logged — you can answer “did we get Tuesday’s file?” in one query.
Renewal radar from download data
Policy expiration and renewal-status extraction across every carrier feeding your mailbox, surfaced as a daily list your producers actually work — instead of finding out about renewals when the insured calls.
Commission reconciliation
Carrier commission statements parsed and matched against your AMS production data, with exceptions flagged. The monthly spreadsheet ritual becomes a report that lands in Slack.
MGA distribution feeds
For MGAs and program admins: structured policy data flowing out to your retail agents’ systems through IVANS, so your producers stop emailing dec pages and your agents stop rekeying them.
Monitoring & missed-download alerts
Health checks on every carrier connection — file counts, transaction mix, gaps against expected schedules. When a feed goes quiet, you get the alert the same day, not at month-end close.
Looking for the product instead of the engineering? We run ready-made automation on top of every major AMS — see the AMS integrations. Or, if you’d rather add a person than a project, hire an insurtech engineer who already knows this platform.
Scoped on a call.
Demoed the same week.
Scoping call.
Bring the integration you wish existed. We tell you what the platform genuinely allows, what we’d build, and what it costs — on the call, not in a proposal three weeks later.
A build lead joins your Slack.
A named engineer who has shipped against this platform before — not a recruiter, not a PM. They confirm access and credentials, then start on the thinnest end-to-end slice.
First demo on your real data.
Not a slide. The integration running against your live environment — your policies, your clients, your edge cases. You click around and we keep going until it’s right.
It keeps running. We keep watching.
APIs version, portals change, schemas drift. Monitoring and fixes are in the flat fee — most clients learn something broke from our Slack message that says it’s already fixed.
Engineers who already speak insurance.
“It is like having an in-house fractional head of engineering and a fully functional dedicated team.”
“Alfabolt took over our digital platform and internal systems, improved functionality fast, and cut hosting and infrastructure costs by 50%.”
After just a few months, they were a fully integrated part of our team.
The questions every scoping call starts with.
Do you handle IVANS setup, or do we need an existing connection?
Both work. If you already have an IVANS mailbox, we build on it. If you don’t, we walk you through account setup and carrier authorization requests — the paperwork is yours to sign, but we know which boxes matter and we sequence it so engineering never waits on a connection we could have requested in week one.
Can you really parse AL3? Our last vendor gave up.
Yes — and we’ll show you on your own files in the first week, not claim it on a call. AL3’s group structure is genuinely awkward and carriers deviate from the spec, which is why generic ETL tools choke on it. We’ve shipped AL3 parsing in production; per-carrier quirks get isolated into mapping rules so the core parser stays stable.
Is IVANS data enough, or do we still need portal automation?
Depends on the workflow. IVANS is the right backbone for policy, commission, and document data flowing carrier-to-agency on a schedule. For real-time tasks — quoting, submissions, status checks mid-day — you need carrier APIs or portal automation on top. We build both, and we’ll tell you on the scoping call which workflow belongs on which rail.
Can you feed IVANS data into our AMS, or only into a database?
Either. Many clients want a warehouse (Postgres, BigQuery, Snowflake) for reporting and a sync into the AMS or CRM for daily work. If your AMS already consumes IVANS downloads natively, we focus on what it drops — the data your AMS ignores is often exactly what your renewal and commission workflows need.
How long until something is live?
First demo on your real files inside the first week — typically the parser running against your actual mailbox contents. A production pipeline with monitoring usually lands within the first month, with carrier authorizations being the main calendar variable, not engineering.
What does it cost?
Same flat model as everything we do: $2,499 or $4,499 per month depending on volume, month to month, cancel anytime. No per-carrier fees, no per-file fees, and monitoring is included — we don’t charge extra for keeping the thing alive.
More about the engagement model — pricing, IP ownership, how the team plugs into yours — on the hire insurtech engineers page, or compare all insurance software development services.
Bring the integration
nobody wants to staff.
Twenty minutes, no deck. Tell us what should be flowing between your systems and isn’t. We’ll tell you if it’s buildable, how long it takes, and what it costs. If we’re not the right team, we’ll say so and point you somewhere better.