Six federal hazard checks.
One address, one card.

Paste the address into the Native Base property hazard snapshot and the flood section returns the FEMA National Flood Hazard Layer zone for that exact point — Zone X (minimal), shaded X (0.2% annual chance), A/AE/AH/AO (Special Flood Hazard Area, where lenders typically require flood insurance), or V/VE (coastal high hazard) — along with the base flood elevation where FEMA publishes one and the FIRM panel number. Each result links to the official FEMA Map Service Center for that address.

The hail and wind section searches the NOAA NCEI Storm Events database for every recorded hail, thunderstorm-wind, high-wind, and tornado event within 5 miles of the address over the last 10 years. You get counts by type, the largest recorded hail size, the maximum wind gust, and a table of the most recent events with date, magnitude, and distance — the loss history context underwriters ask about on property submissions.

The wildfire section uses the USDA Forest Service "Wildfire Risk to Communities" dataset. The badge classifies the county’s risk-to-structures percentile against all US counties — it is labeled a county-level estimate, because the USFS point-level raster maps most developed commercial parcels as non-burnable (the exposure comes from surrounding vegetation). Where a point-level wildfire hazard potential value exists, it is shown in the details row.

No. ISO Public Protection Classification is proprietary to Verisk and cannot be looked up freely. The fire protection section shows the straight-line distance from the address to the nearest stations in the national fire-station dataset — distance to the responding station is one of the major inputs to PPC, so it is the honest free proxy. Quote the actual PPC from your rating system.

Every section is assembled from free federal sources: FEMA’s National Flood Hazard Layer, the NOAA NCEI Storm Events bulk dataset, the USDA Forest Service Wildfire Risk to Communities project, the USGS seismic design web service, and the USGS National Map fire-station layer (HIFLD). Each section of the card links to the original government source for that location, with retrieval timestamps.

"No data" means the federal source answered but has nothing mapped at that point — for example, FEMA has not published a flood study for every area, and an unmapped area is not the same as minimal risk. "Source unavailable" means that government service did not respond within 8 seconds; the other sections still render, and re-running the lookup usually resolves it.

That is what it is built for. The snapshot covers the catastrophe-exposure slice of COPE — flood, hail and wind history, wildfire, earthquake, fire protection proximity, and coastal distance — in one pass. Construction details, occupancy, year built, and square footage come from parcel and assessor data, which this tool deliberately does not cover.