ACORD integration,
from the forms to the formats behind them.

• Form extraction: every field on an ACORD 125/126/130/140 (applicant, schedules, class codes, limits, additional interests) pulled into structured data, whether the PDF is digital or a scan of a fax.
• Form generation: clean, compliant ACORD forms produced from your structured data: the reverse direction, for submissions and renewals.
• AL3 pipelines: parsing and producing the batch format carriers exchange through IVANS: policies, commissions, documents.
• ACORD XML / real-time messaging where carriers and rating partners support it.
• The mapping layer that matters most: one canonical application model translated into each carrier’s portal fields, API payloads, or form variants.

• ACORD forms have editions. A 126 from 2016 and one from last year don’t lay out identically, so extraction has to be edition-aware or accuracy quietly decays.
• Scans are the real world: faxed, photographed, re-scanned forms need OCR with field-level confidence, not a generic PDF parser.
• A perfect extraction is only half the job: carriers ask questions the form never asked, so the mapping layer has to handle enrichment, not just translation.
• AL3 and ACORD XML are licensed standards with per-carrier variance; building against the spec alone is how projects miss by 20%.
• Compliance context (state forms, carrier-specific supplements) rides along with the ACORD set, and pipelines need somewhere to put it.

Scoping call. You leave with a map.

Bring the integration you wish existed. We tell you what the platform genuinely allows on the call, and within 48 hours you have a written automation map: what we’d build first, what it saves, and what it costs.

A build lead joins your Slack.

A named engineer who has shipped against this platform before: not a recruiter, not a PM. They confirm access and credentials, then start on the thinnest end-to-end slice.

The pilot is live, or you don’t pay.

Not a slide. The first integration running against your live environment: your policies, your clients, your edge cases, used by your team. If it isn’t live and used by day 14, the $2,499 pilot isn’t billed.

It keeps running. We keep watching.

APIs version, portals change, schemas drift. The $2,499 a month retainer only starts once the pilot works: monitoring and fixes are in the flat fee, plus one new automation a month, and most clients learn something broke from our Slack message that says it’s already fixed.

How accurate is the form extraction on scanned ACORDs?

High enough to run production submission pipelines, because we don’t pretend OCR is perfect. Every field carries a confidence score; low-confidence fields route to a human review step instead of silently flowing downstream. On clean digital PDFs, extraction is effectively lossless; on rough scans, the review queue earns its keep.

Can you handle the supplemental and state-specific forms, not just the core 125?

Yes. The commercial set rarely travels alone: GL schedules on the 126, workers’ comp on the 130, property on the 140, plus carrier supplements and state forms. The pipeline treats the packet as one risk, not one file, and the mapping layer knows which carrier wants which piece.

Is this an API we integrate with, or a service you run for us?

Either. Some clients want an endpoint (send a PDF, get JSON) wired into their own product. Others want the whole workflow run end-to-end: extraction, mapping, portal submission, status back. Both are the same engine underneath; the scoping call settles which shape fits.

We already have the data structured and we just need ACORD forms generated. Do you do the reverse direction?

Yes. Generation from structured data is the cleaner half of the problem, and it’s how renewals and BOR changes should work: data in your system, forms produced on demand, nobody retyping into fillable PDFs.

How is this different from generic document-AI tools?

Generic IDP tools read documents; they don’t know that a GL class code must map to a different code system per carrier, or that the 130’s rating section drives premium. The value is insurance-specific: edition awareness, the canonical risk model, and the carrier mapping layer, which is exactly the part generic tools leave as an exercise.

What does it cost?

It starts free: a 20-minute call and a written automation map of the 3 to 5 workflows worth automating first. Then a 14-day pilot for $2,499 one time: one workflow, fixed scope, live and used by your team by day 14, or you don’t pay. After that, $2,499 a month keeps it running (monitoring and fixes included) and adds one new automation each month; $4,499 a month runs two build lanes. Month to month, cancel anytime, no setup fees. Want proof before a call? Run the ACORD autofill tool: it’s this stack, public, on your own DOT number.