Custom insurance software development,
scoped in 20 minutes, demoed in a week.

• Exact workflow fit: software shaped around how your shop actually quotes, binds, and renews — not how a vendor imagines an average agency works.
• AMS-native data: built directly against AMS360, EZLynx, Applied Epic, HawkSoft or NowCerts, so your system of record stays the system of record.
• Owned IP: the code lives in your Git, runs in your infrastructure, and stays yours if we part ways. No per-seat license that grows with your headcount.
• Insurance-fluent engineers: ACORD forms, AL3, IVANS, carrier portal quirks — known on day one, not discovered on your invoice.
• One canonical data model: submissions, policies, and renewals flowing between your AMS, your raters, and your carriers without a human retyping them.

• If a comparative rater already does it, buy the rater. Custom rating is for lines and programs the raters don’t cover.
• If your AMS has the feature behind a setting or an add-on, turn it on. We’ll tell you on the scoping call if that’s the case — it’s a shorter call and a better outcome.
• A one-off spreadsheet job doesn’t justify a build. Custom software earns its keep on workflows that run daily, not annually.
• Carrier portals and AMS APIs change under you. A custom build without monitoring and maintenance quietly rots — which is why ours ships with both, inside the flat fee.
• Data access sets the ceiling: what your AMS edition and carrier appointments expose determines what software can automate. We scope against reality, not the brochure.

Agency & insured portals

Customer-facing portals for quoting, policy service, and certificates — wired to your AMS so the portal and the back office never disagree about a policy.

Rating & quoting engines

Custom rating for programs and lines the comparative raters don’t handle — your underwriting rules as software, from intake to indication to bindable quote.

Submission & ACORD automation

ACORD 125/126/130/140 extraction, one canonical application, every appointed market filled. The pipeline behind our own free ACORD autofill tools.

AMS-connected internal tools

The renewal radar, the commission reconciler, the book-roll analyzer — the internal tools your AMS should have shipped, built on its real API.

Carrier & data integrations

Carrier APIs, portal automations, IVANS downloads, and third-party data (FMCSA, DMV, property hazard) merged into the systems your team already works in.

AI document & data-entry workflows

Dec pages, loss runs, supplemental apps — read by machine, verified by a human once, and never retyped. Insurance data entry software that actually understands the documents.

Scoping call.

Bring the integration you wish existed. We tell you what the platform genuinely allows, what we’d build, and what it costs — on the call, not in a proposal three weeks later.

A build lead joins your Slack.

A named engineer who has shipped against this platform before — not a recruiter, not a PM. They confirm access and credentials, then start on the thinnest end-to-end slice.

First demo on your real data.

Not a slide. The integration running against your live environment — your policies, your clients, your edge cases. You click around and we keep going until it’s right.

It keeps running. We keep watching.

APIs version, portals change, schemas drift. Monitoring and fixes are in the flat fee — most clients learn something broke from our Slack message that says it’s already fixed.

What does custom insurance software development cost?

Two flat monthly retainers — $2,499 or $4,499 depending on volume — and the build runs for however many months the scope needs. An AMS integration is typically one to two months; a portal two to four. Compare that to the hourly agencies quoting the same work: the flat fee is usually a fraction of it, and you know the number before we start, not after.

How do I choose a custom insurance software development company?

Ask three questions. Has the team shipped insurance software before — real AMS integrations, real ACORD pipelines, not a generic portfolio with one insurance logo? Who owns the code when the engagement ends? And how fast do you see working software — a demo in the first week tells you more than any proposal. We’d rather you ask everyone those questions than pick us blind. The honest vendors survive them.

How long does a custom insurance software project take?

The first working demo lands inside week one — against your real data, not a mockup. Full builds run one to two months for an AMS integration, one to three for ACORD automation, two to four for a customer-facing portal. You see it running every week in between, so there is no six-month silence followed by a reveal.

Are your developers in the USA?

The company is US-based and every engagement is run on US hours by a named build lead in your Slack — no offshore hand-offs at 9pm, no project manager translating between you and the person writing the code. You talk to the engineer who ships your software.

Who owns the code and IP?

You do, from day one. The code lives in your Git repository, credentials in your vault, infrastructure in your accounts. If we part ways you keep everything, plus a handover call with whoever takes over. Custom software you don’t own isn’t custom — it’s a SaaS with one customer.

Can you work with our existing engineering team?

Yes — that’s most of our larger engagements. Your team keeps the product roadmap; we fill in the insurance-specific plumbing nobody wants to staff: AMS bridges, carrier integrations, ACORD pipelines. We code-review with your engineers and hand off anything you want to bring in-house.