How current the data is
When Market Tracker's carrier data refreshes, why a Watch List digest arrives daily, and what an empty section on a Carrier File actually means.
Market Tracker reads public federal sources. Two questions come up constantly: how recent is what I am looking at, and does an empty section mean "nothing" or "not loaded".
#What the product promises
The Watch List states its own cadence on screen: We check daily and email you a digest. Saved view alerts offer daily and weekly cadences and honour them.
Those are the commitments. Everything else refreshes on its own schedule as the underlying federal sources publish, which is not something to plan a day around.
Note
For anything time-critical (confirming coverage before binding) treat Market Tracker as a fast read of the public record, and verify against the source of record. The public authority and insurance lookup runs live if you want a second look without an account.
#Insurance filings since the May 2026 migration
FMCSA moved carrier registration to a new system (MOTUS) in May 2026. The public filing feeds kept publishing, but most renewal filings stopped reaching them: the feed shows a policy ending on its anniversary and never shows the replacement. Read literally, a carrier that renewed looks bare.
Market Tracker closes that gap in two ways. Every carrier the index shows as active authority with no filing is checked against the live registration record daily, and the filings the feed never published are added to the carrier. A Lost coverage lead, a Watch List insurance alert and the public no-filing report all run through that check first. Carrier pages and files say when the live record was last checked.
Insured carriers are verified against the live record too. A renewal, an insurer switch or a cancellation on a carrier that has not claimed its record in MOTUS reaches no public feed, so every insured carrier with authority is checked once, nearest renewal date first, then again about a week after each policy anniversary and on a rolling cycle; a renewal or a switch the feeds missed is added to the carrier when it is found. Opening a Carrier File runs the same check when the carrier's last one is more than a day old, and the insurance card and the public carrier page show the date as Verified in MOTUS on. The date says when the live record was consulted, not what it said: a carrier verified to have lapsed carries it too.
The frozen feed still carries cancellations and the historical filing sequence, so the History tab is complete for the past and the live check covers the present.
Carriers FMCSA's own authority record lists with BI/PD on file are checked against the live record too, whatever their authority status in the index, so a filing the feeds missed on an inactive-authority or inactive-USDOT carrier is found the same way.
#Texas intrastate filings
Texas Form E filings come from the Texas DMV motor carrier registry. Every certificate's status is read daily, and every active certificate's insurance is read weekly; a carrier's paper updates in the index the night after. A Form E whose expiration date has passed stops counting as on file.
#Baselines are not history
A carrier added to your Watch List is baselined that day. The timeline starts there. ✓ No changes since you started watching on {date}. on a carrier added this morning is correct, not empty.
Prior history lives on the History tab of the Carrier File.
The same applies to view alerts: the first scan sets a baseline and sends nothing.
#Empty is not the same as unknown
Three distinct states get read as "no problem" and should not be:
| What you see | What it means |
|---|---|
| Risk shows as unrated | Not enough inspection data to rate the carrier. Not low risk |
| An empty section on a Carrier File | That source had nothing, or was unavailable. The file degrades section by section |
| No count beside a filter option | The count has not been measured. Not an assertion of zero |
#What Market Tracker does not have
No public source carries these, so no refresh cadence would help:
- premiums and rates
- claims detail and loss runs
- driver-level personal data
- IFTA mileage and fuel-tax records
- telematics and ELD data
- credit and financial statements
Premium in your Book comes from your own AMS export, not from Market Tracker.
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