01
Pick the project, set the scope
Seven project types we actually build — AMS integrations, portals, rating engines, ACORD automation — plus the scope switches that genuinely move duration: integrations, migration, external users, compliance.
← Free toolsFree, no signup
What does insurance software development cost?
Price it in 60 seconds.
Pick a project type, flip the scope switches, and see the duration and total instantly — computed from the flat monthly retainers we publish on every services page, not a made-up market rate. The estimate stays on screen; email is only for the written line-item version.
How the estimate worksReal pricing, real durations.
Real pricing, real durations.
No quote theater.
Every number in the estimator comes from engagements we have actually run — the same math we do on a scoping call, published instead of gatekept.
02
The math is our real pricing
No made-up market rates. The estimate maps your scope onto the two flat monthly retainers published on every services page — $2,499 or $4,499 — times a duration range from builds we have shipped before.
03
Take the breakdown, skip the call
The range renders instantly on screen. If you want the line-item version to forward to a partner or your boss, we email it to you — and a 20-minute scoping call collapses the range to one number when you are ready.
Ready to see who does the building? Start with custom insurance software development, browse all insurance software development services, or hire insurtech developers directly.
FAQ
The honest answers.
How much does custom insurance software development cost?
On our model: a flat $2,499 or $4,499 per month, times the months the build needs. An AMS integration typically runs 1–2 months, ACORD or submission automation 1–3, a customer-facing portal 2–4, a rating engine 3–5, and a full platform 4–8. The estimator above turns your specific scope into that range instantly.
Why is the estimate a range and not a single number?
Because scope questions are still open — which AMS edition, how many carriers, how messy the data being migrated is. The range brackets the honest uncertainty; a 20-minute scoping call usually collapses it to one number, and occasionally to zero (when the right answer is a feature your AMS already has).
How does flat-fee pricing compare to hourly agency quotes?
A traditional agency prices the same work as hours × rate, which makes the total a function of how long it takes them — and insurance domain ramp-up time is billed to you. Our retainer is published, fixed, and cancel-anytime, and the engineers already know ACORD, AMS360, EZLynx and carrier portals, so no invoice line ever says "learning what a binder is."
Is the estimate binding?
No — it is an honest planning number, not a quote. What is binding is the retainer itself: whatever the scoping call lands on, you pay the flat monthly fee, and you can cancel any month. There are no change orders to inflate a lowball estimate later, which is what makes publishing the math safe for us and useful for you.
What makes the price go up?
The same things that genuinely add engineering time: more external systems to integrate, migrating an existing book of data, customer-facing screens (design, auth, polish), and a compliance surface (audit trails, E&O-sensitive outputs, filings). The estimator prices each one as a visible line item so you can see exactly what to cut if the total is too high.
Who actually builds the software?
The team behind this site — US-run engagements, a named build lead in your Slack, engineers who already ship against AMS360, EZLynx, Applied Epic, IVANS and live carrier portals. The free tools on this site run on the same stack we sell. See the custom insurance software development page for the full picture.
Related free tools
More free tools from the same team.
Free ACORD autofill from a DOT numberACORD autofill from DOT →Generate a loss-run request letterLoss run request generator →Monitor a carrier’s insurance and authority for cancellationsInsurance & authority monitor →Pull a property hazard snapshot from an addressProperty hazard snapshot →
Built by the team behind insurance software development servicesLast updated:
When the range should become a number
Twenty minutes.
One number. Sometimes zero.
Bring the workflow behind your estimate. We’ll scope it live, tell you the exact duration and retainer — and if the honest answer is “don’t build this, your AMS already does it,” you get that for free too.
Book a 20-min scoping call →