GuideCAB reports, explained

Locked out of a CAB report?
Most of what you need is public.

CAB is the underwriting standard in trucking insurance — and it is subscriber-only, with pricing you have to call for. But a large part of every CAB report is federal public record: authority, the insurer writing the carrier today, coverage, safety rating, inspections, crashes. Pull that on any carrier right now, free.

Free carrier report · no signup · refreshed daily from FMCSA
What a CAB report is

The report every
underwriter pulls first.

Central Analysis Bureau has rated motor carriers for roughly 75 years. When a trucking submission reaches an underwriter at almost any insurer or MGA, they pull the CAB report before anything else: safety record, authority and insurance history, finances, equipment, and CAB’s own scores and alerts.

It has real teeth. Some insurers weigh CAB scores more heavily than the fleet’s actual claims history, and a couple of CAB alerts can get a risk declined outright. If you write trucking, the CAB report is not a competitor to work around — it is part of the market’s plumbing.

The catch: CAB reports are available exclusively to CAB subscribers, and subscriptions are sold through their team with unpublished pricing. Which is usually why you are here.

Inside a CAB report

What’s public record,
and what’s CAB’s alone.

A CAB report fuses two kinds of data. The federal layer is public — you can see it free, today, without anyone’s permission. The proprietary layer is why underwriters pay for CAB, and there is no free equivalent for it anywhere.

Public federal data — see it free

In every CAB report,
and in our free carrier report

  • Operating authority (common / contract / broker) & status
  • Current BI/PD insurance filing: insurer, form, coverage amount
  • FMCSA safety rating & BASIC alert status
  • Roadside inspections, out-of-service & violation counts
  • Crash counts, fleet size, cargo, operations
Get a free carrier report
CAB-proprietary — subscription only

Why underwriters
pay for CAB

  • The CAB score & alerts underwriters quote to each other
  • Financial analysis of the carrier’s operations
  • Driver-level violation & inspection histories
  • Equipment valuations (Price Digests) & unlisted-equipment checks
  • Hidden-ownership networks & carrier-rebranding detection
  • Telematics-informed underwriting (TruckerCloud partnership)

FOOTNOTE   CAB details from cabadvantage.com, IRMI’s definition of a CAB report and FreightWaves’ CAB profile, as of August 1, 2026. CAB and Central Analysis Bureau are products of their respective owner (Fusable); Native Base is not affiliated with either. Corrections: hello@nativebase.ai.

The honest split

CAB is for judging a risk.
Market Tracker is for finding them.

If you underwrite, you need CAB — full stop. But most people searching for a CAB report are producers, and a producer’s day is prospecting: which carriers renew soon, who just lost coverage, who to call. That is a different job, and it does not need an underwriting bureau.

CAB-shaped work

Underwriting the submission

  • Scoring a specific risk before quoting or binding
  • Driver-level and financial due diligence
  • Verifying scheduled equipment and valuations
  • Fraud, chameleon and hidden-ownership checks
Market Tracker-shaped work

Filling the pipeline

  • Every carrier in your state with an X-date in the next 90 days
  • Daily leads: lapsed filings, cancellations, new authorities
  • Watch your book — email alerts on cancellation or risk drift
  • Verified contacts, CSV exports & prefilled ACORD 125/129
For a fraction of an underwriting bureau

The prospecting half of the job,
self-serve from $69/user/month.

No sales call, no unpublished pricing: a 7-day free trial on the full 4.4M-carrier index — X-dates, risk tiers, ISS estimates, verified contacts and monitoring. Cancel in two clicks if it does not pay for itself.