A cancellation is counted only when the insurer has filed one against a carrier that is still active and the filed effective date falls in the window. Nothing here is estimated. The no-filing count is the lapsed cohort: active authority, no active BI/PD filing on record today.
A for-hire motor carrier’s liability coverage is evidenced by a BI/PD filing its insurer makes with FMCSA. When the insurer cancels the policy, non-payment or underwriting or non-renewal, it files a cancellation against that record with an effective date. The filing is public the day it posts, and the effective date is typically weeks out.
Two things follow. The carrier is going to market, whether it wants to or not, and the federal record tells you the exact day the current coverage ends. If nothing replaces the filing, FMCSA revokes the carrier’s authority about 30 days after the effective date. So the window is real, it is dated, and the carrier knows it too.
Market Tracker treats a filed cancellation as the strongest date on the carrier. It outranks the estimated X-date, moves the carrier out of the renewals feed and into cancellations, and carries the cancelling insurer, the prior limits and the filing method. A carrier whose filings have all lapsed with nothing back on file is the same lead a few weeks later; those are listed alongside as lost coverage.
The cancellation feed is rebuilt from the insurance filings on every publish. Nothing waits for a weekly batch, and nothing is inferred from a missing row.
The free carrier report shows the current BI/PD filing and authority status for any USDOT, no account needed. The cancellation feed is the same record, watched for change across every carrier at once.
Most of the trade meets a cancelled carrier only after authority is revoked and the carrier is already scrambling. The filing is public weeks earlier.
What producers ask before they switch on the feed. Anything else, email hello@nativebase.ai.
The effective date on the filing is typically several weeks after the filing posts. Market Tracker shows the days of notice remaining on every cancellation lead and lets you filter by a 7-to-90-day window so you can work the nearest dates first.
No. The public filing carries the effective date, the cancelling insurer, the policy and the method, not the reason. Market Tracker never asserts a cause; it gives you the date and the record so you can ask the carrier.
FMCSA revokes operating authority roughly 30 days after the cancellation’s effective date when no new BI/PD filing is on record. Carriers know this, which is why the weeks between filing and effective date are when they buy.
Yes. A replacement filing (a scheduled switch to a new insurer) is normalised as a replace, kept out of the cancellation feed and left in the renewals feed, since the account still renews on schedule. Only true cancellations, and unknown-method ones, are cancellation leads.
A carrier holding active authority with no active BI/PD filing on record at all: every filing has ended and nothing has replaced it. Those carriers are shopping today and appear alongside cancellations in Leads under lost coverage, with the date the last filing ended.
Yes. Import your book into the Watch List (paste USDOTs or drop a CSV from your AMS) and you get a daily digest the day a cancellation is filed against any carrier on it, along with lapses, insurer switches, revocations and new crashes.
Start the trial, open Leads, pick Cancellations and your state. Every row carries the effective date, the cancelling insurer and the contacts.